Sure, here are ten common types of insurance coverage:
1. **Health Insurance**: Covers medical expenses, including hospital visits, surgeries, and prescriptions.
2. **Life Insurance**: Provides a lump-sum payment to beneficiaries upon the insured person's death.
3. **Auto Insurance**: Covers damage to or theft of vehicles, as well as liability for injuries and property damage caused by the insured driver.
4. **Homeowners/Renters Insurance**: Protects against damage to a home or rental property and its contents, as well as liability for injuries that occur on the property.
5. **Disability Insurance**: Provides income replacement if you become unable to work due to illness or injury.
6. **Liability Insurance**: Covers legal responsibilities arising from injuries or damages to others, whether on your property or caused by your actions.
7. **Travel Insurance**: Offers coverage for trip cancellations, medical emergencies abroad, lost luggage, and other travel-related incidents.
8. **Business Insurance**: Includes various types such as property insurance, liability insurance, and business interruption insurance to protect businesses against financial losses.
9. **Pet Insurance**: Covers veterinary expenses for pets, including accidents, illnesses, and sometimes routine care.
10. **Critical Illness Insurance**: Pays out a lump-sum benefit upon diagnosis of a serious illness listed in the policy, such as cancer, heart attack, or stroke.
These are broad categories, and each type of insurance can have variations and specific coverage options depending on the insurer and policy details.